Existing Home Buyers
By making minor financial changes you could potentially save thousands of dollars over the term of your home loan.
Most customers we come across after purchasing their first home remain with their existing bank as they are not aware of the potential options available to them. Your situation most likely will change over time e.g., increased salary, a new family member, a different job. That is why we believe it is important to review your mortgage every couple of years.
Services we can offer:
1. Review existing banking structure and situation
2. Discuss best options relating back to your goals
3. Discuss refixing options available
Using our experts in this field, our goal is to see where and how we can potentially save you on time and money. If your home loans are still on a fixed rates, it is worthwhile reaching out to us to discuss your situation and options available.
How we will work together.
First Chat
We get to know you, and ensure you know what we do and how we do it. We'll talk about what you are trying to do, your goals and ambitions, and whether we can help you.
Understand Your Situation
We'll gather information from you including family details, income and assets and other financial information.
Research and Recommend
We'll research the market and ensure our recommendation is the most competitive solution for you, and best suits your needs.
Lodge Your Application
We'll work with you and the lender, and do the legwork to get you pre approved.
Approval Moment and Protection
Congratulations! This is what we live for. Now you know what you can afford and have the thumbs up from your lender for what you need, when you need it. We'll confirm the details with you. We will also see if we can help you get protection for your home and loved ones should anything go wrong.
Settlement Process and Being Together for the Long Haul
We'll also be there for you during the settlement process to keep an eye on it all and let you know everything has gone smoothly. This is just the beginning of our partnership. It’s our ambition to help your financial future thrive. We will be in regular contact with you to check in and review any changes to your situation.
With you from the start
Whether you are buying your first home, increasing the scope of your property portfolio, or refinancing, the team at The Mortgage Hub are here to help.