First Home Buyer Loans.
Start your home loan journey today.
Getting into the property market can be daunting but exciting. Our team can help you navigate the maze of securing finance for your first home, getting conditional approval, making an offer and choosing the right home loan structure. We can help with everything from using your KiwiSaver savings, to the settlement process. So get started on your home loan journey, and contact us today!
How we will work together.
Does it cost anything to use The Mortgage Hub as my mortgage broker?
No. Our service comes at no cost to you as a first home buyer.
How much deposit do I need for my first home in NZ?
Deposit requirements vary by lender and loan type. We assess your situation and show you what's realistic for your circumstances.
Can I use my KiwiSaver toward my first home deposit?
Yes, in most cases. We help you understand your eligibility and how a KiwiSaver withdrawal fits into your overall application.
How long does mortgage pre-approval take?
Timeframes vary by lender, but we manage the process and keep you updated at every step.
What if my income or credit history is complicated?
We work with a range of lenders, including those with options not available to the public, so we can find a solution suited to your situation
What support is available to help me get into my first home?
There are government and lender-specific options that may apply to you. We talk through what's relevant to your situation during your first chat.
With you from the start
Whether you are buying your first home, increasing the scope of your property portfolio, or refinancing, the team at The Mortgage Hub are here to help.