Personal Protection
We keep it simple & save you time by working with multiple insurers for the best insurance options available specific to your needs and budget.
- As individuals, families or business owners, there's one common theme - Goals. At The Mortgage Hub we want all our customers to achieve their goals. Having a conversation with a qualified specialist is imperative.
- The most valuable personal insurance is the one that’s tailored to you and one that you can afford. We take the time to understand your personal situation so you can have comfort to make an informed decision.
- Once your covers in place, having a relationship in this field is vital. You will only deal with one qualified advisor who will be available to you for any questions, concerns and most importantly at claim time. By having a relationship with a specialist means you don't need to worry about the unexpected, you can continue enjoying life knowing you have trusted cover in place.
How we will work together.
Is personal insurance advice free?
Yes. There's no cost to talk with us about your personal insurance options.
Do I need personal insurance if I already have a mortgage?
Yes, it's worth considering. Cover such as life insurance or mortgage protection helps protect your home and family if something unexpected happens.
What's the difference between life insurance and income protection?
Life insurance pays out a lump sum to your family if you pass away. Income protection replaces part of your income if you can't work due to illness or injury.
Can you review my existing insurance policies?
Yes. We check your current cover to make sure it still suits your needs and that you're not paying for something that no longer fits.
What happens to my cover if I change jobs or my health changes?
This depends on your policy terms. We review your cover regularly so it stays aligned with your circumstances.
How much cover do I actually need?
This depends on your income, debts, and family situation. We work through this with you rather than applying a generic formula.
The insurances we offer include:
- Life insurance
- Income protection
- Mortgage protection
- Trauma / critical care insurance
- Total permanent disability
- Medical / health insurance
*Do you have an existing policy and not sure what it does but remember the premium you pay? Come see us, we will have a look to make sure it is still fit for purpose and every dollar you pay is working hard for you.
Seize the moment. Secure your future and make sure you and your loved ones will be looked after. We are “With you from the Start”.
With you from the start
Whether you are buying your first home, increasing the scope of your property portfolio, or refinancing, the team at The Mortgage Hub are here to help.