Existing Home Buyers
By making minor financial changes you could potentially save thousands of dollars over the term of your home loan.
Most customers we come across after purchasing their first home remain with their existing bank as they are not aware of the potential options available to them. Your situation most likely will change over time e.g., increased salary, a new family member, a different job. That is why we believe it is important to review your mortgage every couple of years.
Services we can offer:
1. Review existing banking structure and situation
2. Discuss best options relating back to your goals
3. Discuss refixing options available
Using our experts in this field, our goal is to see where and how we can potentially save you on time and money. If your home loans are still on a fixed rates, it is worthwhile reaching out to us to discuss your situation and options available.
How we will work together.
Do you charge a fee to review my existing mortgage?
No. Reviewing your current home loan structure comes at no cost to you.
How often should I review my home loan?
We recommend reviewing every couple of years, or whenever your income, family situation, or goals change.
Is it worth reviewing my mortgage if I'm not planning to move?
Yes. A review can uncover savings or better structures even if you're staying in the same home.
What happens when my fixed rate is about to expire?
We review your options ahead of time and negotiate with your current lender, as well as check the wider market, to find the best outcome for you.
Can refixing my loan save me money without a full refinance?
Sometimes. We look at refixing options alongside refinancing so you understand which gives you the better result.
Will you tell me if staying with my current bank is the best option?
Yes. We give you an honest recommendation based on what suits your goals, not what suits any one lender.
With you from the start
Whether you are buying your first home, increasing the scope of your property portfolio, or refinancing, the team at The Mortgage Hub are here to help.