Investment Properties
Investing in property is something New Zealander’s love to do. Make it work for you and avoid common mistakes that investors can make. Talk to us on how we can help you make your investment work for you by making smarter choices for you and your families’ future.
How we will work together.
Does it cost anything to get investment property lending advice?
No. Our advice for property investors comes at no cost to you.
How much deposit do I need for an investment property in NZ?
Deposit requirements for investment properties are generally higher than for owner-occupied homes. We confirm exact requirements based on your lender and situation.
Can I use equity in my existing home to buy an investment property?
Often, yes. We assess your available equity and how it can be used toward a new purchase.
What loan structures suit property investors?
This depends on your goals, whether that's cash flow, growth, or portfolio expansion. We recommend a structure to match.
What mistakes do first-time property investors make?
Common mistakes include over-borrowing, poor loan structuring, and not planning for rate changes. We help you avoid these from the start.
How many investment properties can I finance?
This depends on your income, equity, and existing debt. We assess your borrowing capacity as part of your first chat.
With you from the start
Whether you are buying your first home, increasing the scope of your property portfolio, or refinancing, the team at The Mortgage Hub are here to help.